Saturday, October 27, 2007

Auto Accidents and Collisions

The effects of an automobile collision can be devastating. Car accidents can result in painful injuries, expensive medical treatment and lost time from work. All of these things can be stressful and cause financial hardship. Similarly, if a loved one is killed or seriously injured in a car accident a family may also experience emotional and financial hardships. The Law Office Sommer Stephens Luther is able to help you access necessary resources to and obtain the recovery necessary to compensate you and your family for your loss.

In July 2003, Colorado became a ‘tort law’ state. Currently, Colorado law states that any person who causes an automobile collision is responsible for the damages resulting from the collision. The law also requires that all automobile owners have both property damage and bodily injury automobile insurance coverage. Property damage insurance covers damage to vehicles or any other type of property. Bodily injury insurance covers damages to a person. In addition to property damage and bodily injury insurance, all insurance companies in Colorado are required to offer their insured drivers uninsured and underinsured motorist coverage. This insurance coverage is very important if you or a family member has been injured by a person who does not have any insurance (uninsured) or does not have enough insurance to pay for all of your damages (underinsured). In either of these instances an injured person looks to their own insurance company to make sure that they receive complete compensation for their injuries.

If you are involved in an automobile collision it is very important to contact an attorney as soon as possible. It is important for the attorney to evaluate all possible insurance coverage available and obtain important information regarding the circumstances of the accident. Contact the Law Office of Sommer Stephens Luther for assistance in understanding your rights and what steps you should take following an accident.